<payment>
  <Currencies>
    <Currency ref="GBP" code="GBP" symbol="£">
      <name lang="en">Pounds Sterling</name>
      <description lang="en">Payment in Pounds Sterling</description>
    </Currency>
  </Currencies>
  <provider name="SecPay" validGroups="all" validCurrencies="GBP">
    <description value="Pay by Credit Card (Secpay)" />
    <currency value="GBP" />
    <cardsAccepted value="MasterCard:Master Card,VISA:Visa,American Express:AMEX,Delta:Delta,Solo:Solo,Maestro:Switch" />
    <accountId value="secpay" />
    <accountPassword value="secpay" />
    <opperationMode value="true" />
    <transactionType value="defer" />
    <validateAddress value="on" />
    <validateCV2 value="on" />
    <secure3d value="off" />
  </provider>
</payment>